May 31, 2019

How Do You Calculate Your Maximum Mortgage?

  This is a question that many people struggle with. In the past it was easy: In most families the man was employed and the woman could stay home with the children. From the man’s income many families could get a mortgage with which they could buy a house with a garden. But, times have changed. Single earners do not always have to knock at the bank when they have a house in mind and need a mortgage. You hear more and more that people keep on renting, simply because they can not get a mortgage that matches their housing needs. But how much mortgage can you get? What options…

May 31, 2019

Interest Rate of a Fixed-Rate Mortgage

We hear more and more often talk about spreads : but it is not always clear to everyone what its meaning is . And, above all, sometimes it can escape the reason why it has become so important to the point of conditioning the economic choices and political destinies of an entire nation. To fully understand the meaning of the spread and its reasons is therefore an important first step in order to assess whether there really are any imposing clouds on the horizon for our economy and to understand whether, behind the countless statements of politicians in this period, there are always serious reasons or the usual attempts to…